Welcome to Gartmore

This page explains certain legal and regulatory restrictions in relation to the information contained in this website and the countries in which Gartmore funds are authorised. The information contained in this website may be changed by Gartmore at any time without notice.

References to Gartmore mean Gartmore Investment Limited and Gartmore Fund Managers Limited Limited and Gartmore Global Partners where appropriate.

Whilst Gartmore uses all reasonable efforts to ensure that the information on this website is accurate and up to date. No representations or warranties are given as to the reliability, accuracy and completeness of the information on this website. Gartmore accepts no liability for any damage or loss including loss of profit whether direct, indirect or consequential in respect of the use of this web site or its content. However, we do not exclude or restrict any liability that we may have under the Financial Services Authority rules and any other applicable laws or regulations in England or Wales or other jurisdictions where Gartmore operate or provide financial services.

Nothing contained on this website constitutes investment advice and it is important that you do not rely upon its content to make investment decisions. This website should not be regarded as constituting a distribution or an offer or solicitation to sell shares or units in any of the Gartmore funds in any jurisdiction in which such distribution, offer or solicitation would be contrary to local law or regulation.

In particular, the information on the Gartmore website is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of United States persons being resident in the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof. The shares or units in any of the Gartmore funds have not been, and will not be registered under the United States Securities Act 1933.

The jurisdictions in which the Gartmore funds are currently authorised are as follows:

Please note: Gartmore may from time to time introduce new funds/sub-funds and achieve registration of existing funds/sub-funds in other countries. You are therefore urged to contact Gartmore to check the current position before making a purchase.

You should always bear in mind that:

• The value of investments and the income from them may go down as well as up and you may not get back your original investment.
• Past performance is not a guide to future performance.
• Emerging markets tend to be more volatile than more established stockmarkets and therefore your money is at greater risk. Other risk factors such as political and economic conditions should also be considered.
• Funds investing in overseas securities are exposed to and can hold currencies other than sterling. As a result, exchange rate movements may cause the value of investments to decrease or increase.
• ISAs were introduced on 6 April 1999 for an initial ten year period. They are subject to government legislation and as such their tax benefits may be changed in the future.
• The value of current tax relief depends on individual circumstances. If you have doubts about your tax position, you should seek professional advice.
• The level of yield is subject to fluctuation and is not guaranteed.
• The difference between the redemption and the running (or income) yield is that the redemption yield gives a more long term view, taking into account expected capital repayments as well as income payments should the bonds in the fund be held for 10 years. The running (or income) yield gives an indication of the income to be paid based on the Fund's current bond holdings.
• When a Fund holds high yielding bonds there is an increased risk of capital erosion through default or if the redemption yield is below the income yield. You should also be aware that economic conditions and changes to interest levels may significantly impact the values of high yield bonds.
• For the Gartmore UK Equity Income Fund, Cautious Managed Fund, High Yield Corporate Bond Fund, the Corporate Bond Fund, Gartmore MultiManager Active Fund, Gartmore MultiManager Balanced Fund, Gartmore MultiManager Global High Alpha Fund and Gartmore MultiManager UK High Alpha Fund some or all of the annual management fee is currently charged to the capital of the Fund. Whilst this increases the yield, it will restrict the potential for capital growth.
• Where a Fund holds a limited number of investments and one or more of those investments declines or is otherwise adversely affected, it may have a more pronounced effect on the Fund's value than if a larger number of investments were held.
• An investment in futures and options might be volatile.
• Bear funds are designed for experienced investors looking for potential capital appreciation within a falling stock market. The volatility of a Bear Fund is not expected to be any greater than that of the underlying stock market. Should you be invested in a Bear Fund during a sustained stock market rise, there is a risk that your investment may be completely eroded. Whilst the manager will aim to minimise this risk, there is no guarantee that this will be achieved.
• Funds which specialise in a particular region or market sector are more risky than those which hold a very broad spread of investments.
• Smaller companies are less liquid than larger companies, which means that fluctuations in price may be greater than for larger companies.
• Your money is more secure in a deposit account where only the level of interest paid may fluctuate.
• Telephone calls may be recorded for monitoring and training purposes.
• If you have any doubt whether any of the Gartmore funds are suitable for you and you wish to obtain personal advice, please contact a financial adviser.

An application for any of the Gartmore funds can be made by completing the relevant application form. Investors must read the relevant terms and conditions, the simplified prospectus/key features document that apply to the chosen Gartmore fund and the Prospectus if applicable. Please note that for investors based outside the United Kingdom, there is no right to cancel an agreement to purchase units and shares under the Conduct of Business Rules of the Financial Services Authority. The normal protections provided by the United Kingdom regulatory system do not apply and compensation under the Financial Services Compensation Scheme is not available.

We are obliged under the money laundering regulations to obtain independent documentary evidence of identity. Details of the procedures for the identification of investors are contained in the relevant application form. If you have any questions about the information required please consult your independent financial adviser.

We will hold any personal information provided to us through the Gartmore website in confidence and in accordance with the Data Protection Act 1998 (as amended from time to time). We will use your information for the administration and servicing of your investments and all other related activities. We may disclose your information to our agents and service providers for these purposes. We may also share your information with organisations within the same corporate group as Gartmore and we or they may contact you by mail, telephone, e-mail or fax with products and services which may be of interest to you. We will not sell on your details to any third party. However you should note that where you have applied for a Gartmore fund through a financial adviser, we may disclose information concerning your investment in these products to that financial adviser. If you do not want to be contacted by Gartmore and other companies within the same corporate group as Gartmore for marketing purposes, please tick the appropriate boxes when making your application, but remember that if you do, we will not be able to notify you of any special offers and promotions. You acknowledge that the Internet is not a totally reliable and secure medium of communication. Gartmore accepts no liability for the security or confidentiality of information transmitted in this way and any such transmission of information shall be at your risk.

Gartmore Investment Management Limited (GIM), Gartmore Investment Limited (GIL) and Gartmore Fund Managers Limited (GFM) are all registered in England and Wales (nos 953703, 1508030 and 1137353). The registered address of GIM, GIL and GFM is Gartmore House, 8 Fenchurch Place, London, EC3M 4PB.

Gartmore Global Partners (GGP) is a general partnership registered in Delaware, USA, EIN 56-1903611. The registered office of GGP is One International Place, Fort Hill Square, Boston, Massachusetts 02110, USA.

GIL, GFM and GGP are authorised and regulated by the Financial Services Authority under the references 119236 (GIL), 122610 (GFM) and 172616 (GGP). See www.fsa.gov.uk/register for more details. GGP is also a SEC registered investment advisor. For company contact details click the link at the left hand side of the page. Full legal information can be viewed by clicking the link above.

Any issues concerning the content of this website should be addressed to the Company Secretary, Gartmore Investment Limited, Gartmore House, 8 Fenchurch Place, London EC3M 4PB.

For information regarding Gartmore's business continuity strategy please click here.

The entire content of the Gartmore website is subject to copyright with all rights reserved. You may not copy, reproduce, distribute or modify the content of the Gartmore website without Gartmore's prior written permission.

Issued by Gartmore Investment Limited (GIL) which is authorised and regulated by the Financial Services Authority in the United Kingdom.