General risks
You should consider your preferred risk/reward profile when
investing in a Gartmore Investment Trust via ISAit or
SAVEit. There are risk factors which you should be aware
of before making your investment decision. Highlighted below are
the risks associated generally with Investment Trusts,
ISAit and SAVEit. For the risks associated with
the individual Gartmore Investment Trusts, please check the risk
warning page for each individual trust, click here to access the
individual trusts webpages.
- If you have any doubt whether this product is suitable for you
and you wish to obtain personal advice please contact a financial
adviser.
- Before making investment decisions, investors must read the
latest Key Features Document. We would also recommend that you read
the latest annual (and interim if more recent) Report &
Accounts.
- The value of your investment and the income from it may go down
as well as up and you may not get back your original
investment.
- Past performance is not a guide to future
performance.
- The level of yield is subject to fluctuation and is not
guaranteed.
- Investment trusts can borrow money to make additional
investments on top of shareholders' funds (gearing). If the value
of these investments falls in value, gearing will magnify the
negative impact on performance. Particular share classes may also
be structurally geared by other share classes that have earlier
entitlement to the Company's assets up to a predetermined limit. If
an investment trust incorporates a large amount of gearing the
value of its shares may be subject to sudden and large falls in
value and you could get back nothing at all.
- ISAs are subject to Government legislation and their tax
benefits and investment levels may change in the future. Once you
have made a subscription to an ISA, it counts towards the overall
subscription limit for the tax year. So if you withdraw money you
will lose that part of your subscription. Also, if you sell your
ISA, you will not be able to resubscribe to it at a later date and
its ISA status will be lost.
- For ISAit investments, if financial advice has been
received, investors may be able to cancel their investment if they
change their mind. However, as the money will have been invested
already, the amount returned will be minus any fall in the share
price.
- You should note that inflation will occur over the duration of
your investment. This will affect the future buying power of your
capital.
- Trusts which specialise in investing in a particular region or
market sector are more risky than those which hold a very broad
spread of investment.
- Net Asset Value ("NAV") performance is not the same as share
price performance and investors' returns may not equate to NAV
performance.
- The opinions expressed are Gartmore's views and are subject to
change and are provided for information purposes only.
- Please note that we cannot provide financial advice, so you may
wish to speak to a financial adviser should you need further
guidance.
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