This page explains certain legal and regulatory
restrictions in relation to the information contained in this
website and the countries in which Gartmore funds are authorised.
The information contained in this website may be changed by
Gartmore at any time without notice.
References to Gartmore mean Gartmore Investment Limited.
Whilst Gartmore uses all reasonable efforts to ensure that the
information on this website is accurate and up to date. No
representations or warranties are given as to the reliability,
accuracy and completeness of the information on this website.
Gartmore accepts no liability for any damage or loss including loss
of profit whether direct, indirect or consequential in respect of
the use of this web site or its content. However, we do not exclude
or restrict any liability that we may have under the Financial
Services Authority rules and any other applicable laws or
regulations in jurisdictions where Gartmore operate or provide
financial services.
Nothing contained on this website constitutes investment advice and
it is important that you do not rely upon its content to make
investment decisions. This website should not be regarded as
constituting a distribution or an offer or solicitation to sell
shares or units in any of the Gartmore funds in any jurisdiction in
which such distribution, offer or solicitation would be contrary to
local law or regulation.
In particular, the information on the Gartmore website is not for
distribution and does not constitute an offer to sell or the
solicitation of any offer to buy any securities in the United
States of America to or for the benefit of United States persons
being resident in the United States of America or partnerships or
corporations organised under the laws of the United States of
America or any state, territory or possession thereof. The shares
or units in any of the Gartmore funds have not been, and will not
be registered under the United States Securities Act 1933.
The jurisdictions in which the Gartmore SICAV funds are
currently authorised are as follows:
| Austria |
Italy |
Portugal |
| Belgium |
Isle of Man |
Republic of Ireland2 |
| Chile4 |
Jersey3 |
Singapore6 |
| Denmark |
Luxembourg |
Spain |
| Finland |
Malta |
Sweden |
| France |
Norway |
Switzerland |
| Germany |
The Netherlands |
United Kingdom |
| Guernsey1 |
Peru5 |
|
| 1 |
Gartmore Investment Limited has
been licensed by the Guernsey Financial Services Commission to
carry on the restricted activities of promotion and advice under
the Protection of Investors (Bailiwick of Guernsey) Law 1987 to
1998, as amended. Gartmore SICAV is not registered with the
Guernsey Financial Services Commission. |
| 2 |
The Irish Financial Supervisory
Regulatory Authority (formerly the Central Bank of Ireland) has
granted approval to market the Shares of Gartmore SICAV in Ireland,
however Gartmore SICAV is not supervised in
Ireland. |
| 3 |
Gartmore SICAV has received consent
from the Jersey Financial Services Commission (the "Commission")
under the Control of Borrowing (Jersey) Order 1958, as amended, to
the circulation in Jersey of its Prospectus and Simplified
Prospectus. Gartmore Investment Limited has been issued a permit by
the Commission under the Collective Investment Funds (Jersey) Law
1988 to act as a distributor of Gartmore SICAV in
Jersey. |
| 4 |
Funds have been approved by the CCR
in Chile and are authorised for investment by AFPs (Administradora
de Fondos de Pensiones) only. |
| 5 |
Funds have been approved by the in
Superintendencia de Banca, Seguros y AFP in Peru and are authorised
for investment by AFPs only. |
| 6 |
Gartmore SICAV Latin American and
Gartmore SICAV Continental European Funds are registered as a
Restricted Recognised Scheme ("RRS") with the Monetary Authority of
Singapore, therefore may only be offered to "relevant persons" or
to persons pursuant to section 305(2) of the Securities and Futures
Act (the "SFA"). However, Funds may also be offered to an
"institutional investor", which are exempt from the offering
requirements under the SFA. This is in addition to the exempt
offering as a RRS. |
Please note: Gartmore may from time to time introduce new
funds/sub-funds and achieve registration of existing
funds/sub-funds in other countries. You are therefore urged to
contact Gartmore to check the current position before making a
purchase.
You should always bear in mind that:
- The value of investments and the income from them may go
down as well as up and you may not get back your original
investment.
- Past performance is not a guide to future performance.
- Emerging markets tend to be more volatile than more established
stockmarkets and therefore your money is at greater risk. Other
risk factors such as political and economic conditions should also
be considered.
- Funds investing in overseas securities are exposed to and can
hold currencies other than sterling or euro. As a result, exchange
rate movements may cause the value of investments to decrease or
increase.
- The value of any local tax relief currently available depends
on individual circumstances. If you have doubts about your tax
position, you should seek professional advice.
- The level of yield is subject to fluctuation and is not
guaranteed.
- The difference between the redemption and the running (or
income) yield is that the redemption yield gives a more long term
view, taking into account expected capital repayments as well as
income payments should the bonds in the fund be held for 10 years.
The running (or income) yield gives an indication of the income to
be paid based on the Fund's current bond holdings.
- When a Fund holds high yielding bonds there is an increased
risk of capital erosion through default or if the redemption yield
is below the income yield. You should also be aware that economic
conditions and changes to interest levels may significantly impact
the values of high yield bonds.
- Where a Fund holds a limited number of investments and one or
more of those investments declines or is otherwise adversely
affected, it may have a more pronounced effect on the Fund's value
than if a larger number of investments were held.
- An investment in futures and options might be volatile.
- Funds which specialise in a particular region or market sector
are more risky than those which hold a very broad spread of
investments.
- Smaller companies are less liquid than larger companies, which
mean that fluctuations in price may be greater than for larger
companies.
- Your money is more secure in a deposit account where only the
level of interest paid may fluctuate.
- Telephone calls may be recorded for monitoring and training
purposes.
- If you have any doubt whether any of the Gartmore funds are
suitable for you and you wish to obtain personal advice, please
contact a financial adviser.
Before making any investment decision, you must read the
information contained in the latest version of the Gartmore SICAV
simplified prospectus or full prospectus which have been approved
in your jurisdiction. These are available on the literature section
of this website or you can obtain copies free of charge from the
registered office of Gartmore SICAV at 40, avenue Monterey, L-2163
Luxembourg or from your local representative, details of which can
be found under the contact section of the site. Where information
contained in the simplified prospectus or full prospectus conflicts
with the information on this website, the information in the
simplified prospectus or prospectus will prevail.
An application for any of the Gartmore funds can be made by
completing the relevant application form. Investors must read the
relevant terms and conditions, the simplified prospectus that apply
to the chosen Gartmore fund and the Prospectus. Please note that
for investors based outside the United Kingdom, there is no right
to cancel an agreement to purchase units and shares under the
Conduct of Business Rules of the Financial Services Authority. The
normal protections provided by the United Kingdom regulatory system
do not apply and compensation under the Financial Services
Compensation Scheme is not available.
Gartmore are obliged under the money laundering regulations to
obtain independent documentary evidence of identity. Details of the
procedures for the identification of investors are contained in the
relevant application form. If you have any questions about the
information required please consult your independent financial
adviser.
Gartmore will hold any personal information provided to us through
the Gartmore website in confidence and in accordance with the Data
Protection Act 1998 (as amended from time to time). Gartmore will
use your information for the administration and servicing of your
investments and all other related activities. Gartmore may disclose
your information to our agents and service providers for these
purposes. Gartmore may also share your information with
organisations within the same corporate group as Gartmore and we or
they may contact you by mail, telephone, e-mail or fax with
products and services which may be of interest to you. Gartmore
will not sell on your details to any third party. However you
should note that where you have applied for a Gartmore fund through
a financial adviser, we may disclose information concerning your
investment in these products to that financial adviser. If you do
not want to be contacted by Gartmore and other companies within the
same corporate group as Gartmore for marketing purposes, please
tick the appropriate boxes when making your application, but
remember that if you do, Gartmore will not be able to notify you of
any special offers and promotions. You acknowledge that the
Internet is not a totally reliable and secure medium of
communication. Gartmore accepts no liability for the security or
confidentiality of information transmitted in this way and any such
transmission of information shall be at your risk.
Gartmore Investment Limited (GIL) is registered in England and
Wales (no 953703). The registered address of GIL is Gartmore House,
8 Fenchurch Place, London, EC3M 4PB. GIL is authorised and
regulated by the Financial Services Authority under the references
119236. See www.fsa.gov.uk/register for more details. Full legal
information can be viewed by clicking the link above.
Any issues concerning the content of this website should be
addressed to the Company Secretary, Gartmore Investment Limited,
Gartmore House, 8 Fenchurch Place, London EC3M 4PB.
The entire content of the Gartmore website is subject to copyright
with all rights reserved. You may not copy, reproduce, distribute
or modify the content of the Gartmore website without Gartmore's
prior written permission.
Issued by Gartmore Investment Limited (GIL) which is authorised and
regulated by the Financial Services Authority in the United
Kingdom. |